Secure your train ticket with Indian Railways’ ‘Book Now, Pay Later’ program—no upfront payment needed, pay within 14 days!

If you’re planning a journey and are short on funds when it’s time to book your tickets, don’t worry. Indian Railways has rolled out an innovative solution called ‘Book Now, Pay Later.’ This program allows you to lock in a confirmed ticket immediately without any initial payment. However, you must complete your booking online and adhere to some specific requirements.

Here’s how to secure your tickets with the Book Now, Pay Later scheme:

1. Start by logging into your IRCTC account and selecting the ‘Book Now’ option.
2. You’ll be directed to a new page where you’ll need to enter passenger details and a captcha code. Complete these steps and click ‘submit.’
3. Next, the payment details page appears. Here, you can choose to pay via credit card, debit card, BHIM app, or net banking.
4. To utilize the Pay Later option, registration is required. Visit www.epaylater.in to register. Once registered, select the Pay Later option during checkout to receive your ticket without upfront payment.

Remember, the payment must be made within 14 days of booking the ticket. A 3.5 percent service fee applies to late payments, but if you pay on time, no additional fees are charged.

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